NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Private Information and Insurance Rejections

Nathaniel Hendren

NBER Working Paper No. 18282
Issued in August 2012

---- Acknowledgements -----

An earlier version of this paper is contained in the first chapter of my MIT graduate thesis. I am very grateful to Daron Acemoglu, Amy Finkelstein, Jon Gruber, and Rob Townsend for their guidance and support in writing this paper. I also thank Victor Chernozhukov, Sarah Miller, Whitney Newey, Ivan Werning, an extensive list of MIT graduate students, and seminar participants at The University of California-Berkeley, Chicago Booth, The University of Chicago, Columbia, Harvard, Microsoft Research New England, Northwestern, The University of Pennsylvania, Princeton, and Stanford for helpful comments and suggestions. I would also like to thank several anonymous insurance underwriters for helpful assistance. Financial support from NSF Graduate Research Fellowship and the NBER Health and Aging Fellowship, under the National Institute of Aging Grant Number T32-AG000186 is gratefully acknowledged. The views expressed herein are those of the author and do not necessarily reflect the views of the National Bureau of Economic Research.

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