NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

A New Look at Second Liens

Donghoon Lee, Christopher J. Mayer, Joseph Tracy

NBER Working Paper No. 18269
Issued in August 2012

---- Acknowledgements -----

The opinions, analysis and conclusions of this paper are those of the authors and do not indicate concurrence by the Board of Governors of the Federal Reserve System, the Federal Reserve Bank of NY, or their staffs. The authors wish to thank Daniel Hubbard and James Witkin for excellent research assistance, Ethan Buyon, Edward Glaeser, Todd Sinai, and an anonymous referee for comments, and Dataquick and Equifax for providing critical data for this paper. The Milstein Center for Real Estate and the Richman Center for Business, Law, and Public Policy at Columbia Business School provided critical funding for this project. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Joseph Tracy -----

I received no outside funding for this research

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