@techreport{NBERw17451, title = "Insuring Long Term Care In the US", author = "Jeffrey Brown and Amy Finkelstein", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Working Paper Series", number = "17451", year = "2011", month = "September", URL = "http://www.nber.org/papers/w17451", abstract = {Long-term care expenditures constitute one of the largest uninsured financial risks facing the elderly in the United States. This paper provides an overview of the economic and policy issues surrounding insuring long-term care expenditure risk. Through this lens we also discuss the likely impact of recent long-term care public policy initiatives at both the state and federal level.}, }