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Maarten C.J. van Rooij & Annamaria Lusardi & Rob J.M. Alessie, 2012. "Financial Literacy, Retirement Planning and Household Wealth," Economic Journal, Royal Economic Society, vol. 122(560), pages 449-478, 05. citation courtesy of

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 2025, 17th Annual Feldstein Lecture, N. Gregory Mankiw," The Fiscal Future"
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