Why Don't the Poor Save More? Evidence from Health Savings Experiments
---- Acknowledgements -----
We thank two anonymous referees, Nava Ashraf, Esther Duflo, Sarah Green, Seema Jayachandran, Anthony Keats, Erik Snowberg, John Strauss and Diego Ubfal for helpful comments, as well as numerous seminar audiences. We are grateful to the California Center for Population Research for funding, to IPA Kenya for administrative assistance coordinating the project, and to Jacob Bor, Sefira Fialkoff, Katie Hubner, Stephanie Ruiz and Kim Siegal for research assistance in the field. All errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.