NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Financial Literacy and Retirement Planning in Germany

Tabea Bucher-Koenen, Annamaria Lusardi

NBER Working Paper No. 17110
Issued in June 2011

---- Acknowledgements -----

The research reported herein was conducted pursuant to a grant from Netspar. We would like to thank Axel Börsch-Supan, Elsa Fornero, Martin Gasche, Michael Haliassos, Mike Hurd, Alex Lefter, Chiara Monticone, Kathrin Nies and Guglielmo Weber for their helpful comments. We are grateful to seminar participants at the Mathematical and Statistical Methods for Actuarial Sciences and Finance conference in Ravello, Italy, April 2010, at the Netspar Pension Workshop in Zurich, Switzerland, 2010, and at the CeRP Workshop “Financial Literacy around the World” in Turin, Italy, December 2010. This paper was started while Tabea visited Dartmouth College in the fall of 2009 and CeRP in February 2010 and she thanks both institutions for their hospitality and CDSE for financial support. We are particularly grateful to the German Research Foundation (Deutsche Forschungsgemeinschaft) for financing the SAVE survey. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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