NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Financial Literacy and Retirement Planning in the United States

Annamaria Lusardi, Olivia S. Mitchell

NBER Working Paper No. 17108
Issued in June 2011

---- Acknowledgements -----

The research reported herein was conducted pursuant to a grant from Netspar. Additional support was provided by FINRA Investor Education and the Pension Research Council and Boettner Center at the Wharton School of the University of Pennsylvania. The authors thank Chris Bumcrot and Judy Lin for help with the data and Agar Brugiavini for very helpful comments. Useful comments were also provided by participants at the April 2010 Mathematical and Statistical Methods for Actuarial Sciences and Finance conference in Ravello, Italy, and participants in the December 2010 Financial Literacy around the World conference at Collegio Carlo Alberto, Turin, Italy. The authors also thank Ben Rump for excellent research assistance and Audrey Brown for editorial support. Opinions and errors are solely those of the authors and not of the institutions with which the authors are affiliated. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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