Financial Literacy and Planning: Implications for Retirement Wellbeing
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The research reported herein was pursuant to a grant from the US Social Security Administration (SSA) funded as part of the Retirement Research Consortium (RRC) and the Pension Research Council/Boettner Center at the Wharton School. Without implicating them, we are grateful for comments provided by Alberto Alesina, Rob Alessie, Maristella Botticini, John Campbell, Andrew Caplin, Sewin Chan, Gary Engelhardt, Alan Gustman, Mike Hurd, Arie Kapteyn, Mauro Mastrogiacomo, Mary Beth Ofstedal, William Rodgers, Chris Snyder, Maarten van Rooij, Arthur van Soest, and Steve Utkus. Helpful suggestions were offered by participants at conference at Dartmouth, Harvard, Rand, the NBER, the Retirement Research Consortium, the Dutch Central Bank, and the American Economic Association. Mark Christman and Jason Beeler provided excellent research assistance. Opinions and errors are solely those of the authors and not of the institutions with whom the authors are affiliated. Findings and conclusions do not represent the views of the SSA, any agency of the Federal Government, the RRC, or the National Bureau of Economic Research.