NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Financially Fragile Households: Evidence and Implications

Annamaria Lusardi, Daniel J. Schneider, Peter Tufano

NBER Working Paper No. 17072
Issued in May 2011

---- Acknowledgements -----

We would like to thank TNS Global and, in particular, Bertina Bus, Maria Eugenia Garcia Neder, Ellen Sills-Levy, and Bob Neuhaus. We are grateful for the comments from our colleagues, seminar participants at Columbia Business School, the American Economic Association meetings, the Association for Public Policy Analysis and Management conference, and especially from Sumit Agarwal, George Akerlof, Arie Kaptein, Adair Morse, Karen Pence, Kartini Shastry, the participants in the Spring 2011 Conference for the Brookings Papers on Economic Activity, Washington, D.C., March 17-18, 2011, and the editors, David Romer, and Justin Wolfers. Lusardi gratefully acknowledges financial support from Netspar. Schneider thanks the National Science Foundation Graduate Research Fellowship (Grant No. DGE-0646086) and Princeton University for financial support. Tufano thanks the HBS Division of Research and Faculty Development for financial support for this work. We are grateful to Andrea Ryan and Dan Quan for research assistance. The views expressed herein do not reflect those of TNS Global or the National Bureau of Economic Research.

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