NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Remembering to Pay? Reminders vs. Financial Incentives for Loan Payments

Ximena Cadena, Antoinette Schoar

NBER Working Paper No. 17020
Issued in May 2011

---- Acknowledgements ----

We thank Jillian Larsen for outstanding project management and field work during implementation of the project and help with the data analysis. We also thank UML for their help and insights in the implementation of this study and their active interest in the research. We thank the IFC for financial support and ideas42 for funding and operational support. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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