NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Role of Financial Literacy in Determining Retirement Plans

Robert Clark, Melinda Sandler Morrill, Steven G. Allen

NBER Working Paper No. 16612
Issued in December 2010

---- Acknowledgements -----

This research is funded, in part, by a grant from FINRA Investor Education Foundation. We would like to thank Jennifer Maki, Mehtab Randhawa, and Evan Rogers for their research assistance. The research could not have been accomplished without the cooperation of the companies that partnered with us. We would also like to thank Nicholas Horsewood, Annamaria Lusardi, Olivia Mitchell, and two anonymous referees for useful comments. All remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research, FINRA Investor Education Foundation, or any of its affiliated companies.

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