NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Insurance Value of State Tax-and-Transfer Programs

Hilary W. Hoynes, Erzo F.P. Luttmer

NBER Working Paper No. 16280
Issued in August 2010

---- Acknowledgements -----

We thank Julie Cullen, Roger Gordon, Kevin Milligan, Rob Williams, two anonymous referees, participants at the NBER conference on Fiscal Federalism, participants at the NBER labor studies program meeting, and seminar participants at Berkeley, Columbia, and UCLA for helpful comments. We thank Ankur Patel for outstanding research assistance. This project would not have been possible without tremendous generosity of many who shared data and program calculators with us, including Rosanne Altshuler, Patty Anderson, Jon Bakija, Dan Becker, Marianne Bitler, Raj Chetty, Linda Giannarelli, Jon Gruber, Peter Huckfeldt, Doug Miller, Jon Rork, Kim Rueben, Kosali Simon, and Gary Wagner. Erzo Luttmer gratefully acknowledges funding from the Taubman Center for State and Local Government. All errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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