NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Hard Times

John Y. Campbell, Stefano Giglio, Christopher Polk

NBER Working Paper No. 16222
Issued in July 2010

---- Acknowledgements -----

We are grateful to Tuomo Vuolteenaho for conversations that helped to motivate and shape this paper. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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