NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

A Disaggregated, Structural Analysis of Retirement by Race, Difficulty of Work and Health

Alan L. Gustman, Thomas L. Steinmeier

NBER Working Paper No. 1585
Issued in March 1985
NBER Program(s):   LS

Intergroup differences in retirement rates by race, major occupation and health status are examined and allocated to differences in budget sets and indifference curve parameters. In addition, comparisons indicate that average retirement rates for groups may, at times, be misleading indicators of marginal responses to incentives. It is predicted that all groups will respond to the work incentives in the 1983 Social Security Amendments, even those ill health and difficult jobs, and the resulting increases in earnings are predicted to amount to from one sixth to over one half of the reductionin lifetime benefits created by the amendments.

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Document Object Identifier (DOI): 10.3386/w1585

Published: Gustman, Alan and Thomas Steinmeier, "A Disaggregated, Structural Analysisof Retirement by Race, Difficulty of Work and Health," Review of Economics and Statistics, Vol. 68, No. 3, August 1986, pp. 509-513. citation courtesy of

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