NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Degree of Judicial Enforcement and Credit Markets: Evidence from Japanese Household Panel Data

Charles Yuji Horioka, Shizuka Sekita

NBER Working Paper No. 15631
Issued in January 2010

---- Acknowledgements -----

We would like to thank David Blau, Lucia Dunn, Shinya Kajitani, Mari Kan, Wataru Kureishi, Howard P. Marvel, Colin R. McKenzie, Masao Ogaki, Tae Okada, Hiroko Okudaira, Kei Sakata, Keiko Tamada, Midori Wakabayashi, Bruce Weinberg, Keiko Yoshida, and all members of Groupe d'Analyse et de Theorie Economique (GATE), Lyon, France, for their useful advice and suggestions. Moreover, we greatly appreciate detailed comments provided by Alberto Zazzaro, which enabled us to significantly improve our paper. In addition, we would like to thank the Institute for Research on Household Economics for providing micro data from the Japanese Panel Survey of Consumers for the 2003-07 period. This paper was prepared while the second author, Shizuka Sekita, was visiting GATE. Any remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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