NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis

Atif R. Mian, Amir Sufi

NBER Working Paper No. 15283
Issued in August 2009

---- Acknowledgements -----

We thank Neil Bhutta, Erik Hurst, Sydney Ludvigson, Jeremy Stein, Francesco Trebbi, Robert Vishny, and seminar participants at Boston College, the University of British Columbia, the University of Chicago, and the NBER Monetary Economics, Risk and Financial Institutions, and Aggregate Implications of Microeconomic Behavior sessions for comments. We are grateful to the National Science Foundation and the Initiative on Global Markets at the University of Chicago Booth School of Business for funding. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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