NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Pension Inequality

Edward P. Lazear, Sherwin Rosen

NBER Working Paper No. 1477
Issued in October 1984
NBER Program(s):   LS

Pensions may contribute to male/female or black/white inequality to the extent that white males are more likely to receive pensions than are other groups. Conditional on receiving pensions, the value of pension benefits varies because white males have the highest level of expected tenure atretirement. By using a combination of the Current Population Survey and the 1980 Banker's Trust Corpprate Pension Plan Study, we find that the existence of pension plans contributes to black/white inequality but leaves male/female inequality unchanged among whites. Even though females are less likely tor eceive pensions than males, those females who do receive pensions enjoy generous ones. Among blacks, pensions exacerbate sex differences because black women are only about 75% as likely to receive pensions as black males.

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Document Object Identifier (DOI): 10.3386/w1477

Published:

  • Bodie, Z., J.B. Shoven and D.A. Wise (eds.) Issues in Pension Economics. Chicago: University of Chicago Press, 1987. ,
  • Pension Inequality, Edward P. Lazear, Sherwin Rosen. in Issues in Pension Economics, Bodie, Shoven, and Wise. 1987

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