NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Sumit Agarwal, Paige M. Skiba, Jeremy Tobacman

NBER Working Paper No. 14659
Issued in January 2009

---- Acknowledgements -----

We would like to thank David Abrams, Stefano DellaVigna, Jonathan Levin, Devin Pope, Nicholas Souleles, and Maisy Wong for very valuable comments and advice. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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