NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Long Term Insurance (LTI) for Addressing Catastrophe Risk

Dwight Jaffee, Howard Kunreuther, Erwann Michel-Kerjan

NBER Working Paper No. 14210
Issued in August 2008

---- Acknowledgements -----

This paper benefited from helpful comments and discussions with Omar Besbes, Brian Cheyne, Patricia Grossi, Paul Kleindorfer, Trevor Maynard, Franklin Nutter, Paul Raschky, Robert Shiller and Richard Thomas on the concept of long-term insurance. An earlier draft of this paper was presented at the May 2008 Insurance Project Workshop of the National Bureau of Economic Research (NBER) where we received useful suggestions from the workshop participants. Partial support for this paper was provided from the Managing and Financing Extreme Events Project of the Wharton Risk Management and Decision Processes Center. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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