@techreport{NBERw14084,
 title = "Financial Literacy: An Essential Tool for Informed Consumer Choice?",
 author = "Annamaria Lusardi",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "14084",
 year = "2008",
 month = "June",
 URL = "http://www.nber.org/papers/w14084",
}