@techreport{NBERw14012, title = "Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints", author = "Silvia Ardagna and Annamaria Lusardi", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Working Paper Series", number = "14012", year = "2008", month = "May", URL = "http://www.nber.org/papers/w14012", }