@techreport{NBERw13817, title = "Choice, Price Competition and Complexity in Markets for Health Insurance", author = "Richard Frank and Karine Lamiraud", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Working Paper Series", number = "13817", year = "2008", month = "February", URL = "http://www.nber.org/papers/w13817", }