NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Why Don't People Insure Late Life Consumption: A Framing Explanation of the Under-Annuitization Puzzle

Jeffrey R. Brown, Jeffrey R. Kling, Sendhil Mullainathan, Marian V. Wrobel

NBER Working Paper No. 13748
Issued in January 2008

---- Acknowledgements -----

We thank Abby Bookman and Garth Wiens for exceptional research assistance. We are grateful to the Pew Charitable Trusts and the TIAA-CREF Research Institute for financial support; Kling also thanks the MacArthur and Mott Foundations for support. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research, the Pew Charitable Trusts, the TIAA-CREF Institute, the MacArthur Foundation or the Mott Foundation

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