Preference Heterogeneity and Insurance Markets: Explaining a Puzzle of Insurance

David M. Cutler, Amy Finkelstein, Kathleen McGarry

NBER Working Paper No. 13746
Issued in January 2008

---- Acknowledgements -----

We are grateful to Liran Einav, Alex Muermann, Tomas Philipson, Michael Rothschild and participants and the NBER Insurance Meeting for helpful comments, and to the National Institutes on Aging for research support. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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