@techreport{NBERw13656, title = "The Flypaper Effect in Individual Investor Asset Allocation", author = "James J. Choi and David Laibson and Brigitte C. Madrian", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Working Paper Series", number = "13656", year = "2007", month = "November", URL = "http://www.nber.org/papers/w13656", }