The Changing Landscape of Pensions in the United States
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This paper was prepared for the conference on "Increasing the Effectiveness of Financial Education and Saving Programs." We thank Sarah Holden for her comments. The research reported here was pursuant to grants from the National Institute on Aging, through P01 AG005842 to the National Bureau of Economic Research, and from the U.S. Social Security Administration (SSA) funded as part of the Retirement Research Consortium (RRC). The findings and conclusions expressed are solely those of the authors and do not represent the views of any agency of the Federal Government, the NBER, or the SSA. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.