@techreport{NBERw13363,
 title = "Accounting for the Rise in Consumer Bankruptcies",
 author = "Igor Livshits and James MacGee and Michèle Tertilt",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "13363",
 year = "2007",
 month = "September",
 URL = "http://www.nber.org/papers/w13363",
}