@techreport{NBERw13265,
 title = "Bankruptcy Reform and Credit Cards",
 author = "Michelle J. White",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "13265",
 year = "2007",
 month = "July",
 URL = "http://www.nber.org/papers/w13265",
}