NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Age of Reason: Financial Decisions Over the Lifecycle

Sumit Agarwal, John C. Driscoll, Xavier Gabaix, David Laibson

NBER Working Paper No. 13191
Issued in June 2007

---- Acknowledgements -----

Gabaix and Laibson acknowledge support from the National Science Foundation (Human and Social Dynamics program). Laibson acknowledges financial support from the National Institute on Aging (R01-AG-1665). The views expressed in this paper are those of the authors and do not represent the policies or positions of the Board of Governors of the Federal Reserve System or the Federal Reserve Bank of Chicago. For their helpful comments we thank Marco Basetto, Stephane Bonhomme, David Cutler, Ray Fair, Luigi Guiso, Gur Huberman, Erik Hurst, Ulrike Malmendier, Mitch Petersen, Rich Rosen, Timothy Salthouse, Fiona Scott Morton, Jesse Shapiro, William Sharpe, Paolo Sodini, Nick Souleles, Jon Zinman, and participants at the AEA meetings, the Bank of Spain, the Chicago Fed, the Federal Reserve Board, Princeton, the Institute for Fiscal Studies, the NBER (Aging and Behavioral Economics groups), the Bank of the Netherlands, the Society of Actuaries, and the Yale Behavioral Economics conference. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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