NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Patient Cost-Sharing, Hospitalization Offsets, and the Design of Optimal Health Insurance for the Elderly

Amitabh Chandra, Jonathan Gruber, Robin McKnight

NBER Working Paper No. 12972
Issued in March 2007

---- Acknowledgements -----

We thank, without implicating, Kathy Donneson and Terrence Newsome from CalPERS for invaluable technical assistance, Dan Gottlieb and Weiping Zhou at Dartmouth Medical School for assistance with the Medicare data, Drs. Dhruv Bansal, Phoutie Bansal, Julie Bynum, Amy Richardson, and Ivy Tiu for assisting with the classification of prescription drugs, James deBenedetti, Michele Douglas, Will Manning, Doug Miller, April Omoto, Doug Staiger, and seminar participants at the Annual Health Economics Conference, the NBER, UC-Davis, and the Pharmaceutical Economics and Policy Council for helpful comments. Gruber acknowledges support from the Kaiser Family Foundation and the National Institute on Aging, and Chandra from NIA P01 AG19783-02, an NBER Aging Fellowship, and the Nelson Rockefeller Center at Dartmouth. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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