@techreport{NBERw12821,
 title = "Climate Change, Insurability of Large-scale Disasters and the Emerging Liability Challenge",
 author = "Howard C. Kunreuther and Erwann O. Michel-Kerjan",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "12821",
 year = "2007",
 month = "January",
 URL = "http://www.nber.org/papers/w12821",
}