@techreport{NBERw12746,
 title = "How Large Is the Housing Wealth Effect?  A New Approach",
 author = "Christopher D. Carroll and Misuzu Otsuka and Jirka Slacalek",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "12746",
 year = "2006",
 month = "December",
 URL = "http://www.nber.org/papers/w12746",
}