Health Insurance as a Two-Part Pricing Contract
---- Acknowledgements -----
For helpful comments and suggestions, we wish to thank Alan Garber, Dana Goldman, Geoffrey Joyce, Tomas Philipson, participants in the 2005 NBER Summer Institute Health Economics Workshop, and participants in the Fall 2006 NBER Health Care Program Meetings. We are grateful to the National Institute on Aging for funding. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.