NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Simplification and Saving

John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian

NBER Working Paper No. 12659
Issued in October 2006

---- Acknowledgements -----

We thank Hewitt Associates for their help in providing the data. We are particularly grateful to Pam Hess and Yan Xu at Hewitt, to Greg Stoner and other employees at the two companies studied in the paper, and to Lori Lucas. We thank Hongyi Li, Brendan Price, and Dmitry Taubinsky for excellent research assistance. We acknowledge financial support from the National Institute on Aging (grant R01-AG021650 and T32-AG00186). Beshears acknowledges financial support from a National Science Foundation Graduate Research Fellowship. The opinions and conclusions expressed are solely those of the authors and do not represent the opinions or policy of NIA, the Federal Government, or the NBER. Laibson acknowledges financial support from the Sloan Foundation.

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