@techreport{NBERw12639,
 title = "Cash-on-Hand and Competing Models of Intertemporal Behavior: New Evidence from the Labor Market",
 author = "David Card and Raj Chetty and Andrea Weber",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "12639",
 year = "2006",
 month = "October",
 URL = "http://www.nber.org/papers/w12639",
}