The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings

Gene Amromin, Jennifer Huang, Clemens Sialm

NBER Working Paper No. 12502
Issued in August 2006

---- Acknowledgements -----

We thank Jeff Brown, Keith Brown, John Campbell, Courtney Coile, Gary Engelhardt, Amy Finkelstein, Leora Friedberg, Roger Gordon, Anil Kumar, Brigitte Madrian, Olivia Mitchell, Robert Parrino, Jim Poterba, Josh Rauh, Scott Weisbenner, Michelle White, and seminar participants at the Federal Reserve Bank of Chicago, the Trans-Atlantic Public Economics Seminar on Public Policy and Retirement in Uppsala (Sweden), the University of Michigan at Ann Arbor, and the University of Texas at Austin for helpful comments and discussions. We are very grateful to Kevin Moore of the Board of Governors for support with the SCF data.

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