@techreport{NBERw12340, title = "The Lending Channel in Emerging Economics: Are Foreign Banks Different?", author = "Marco Arena and Carmen Reinhart and Francisco Vázquez", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Working Paper Series", number = "12340", year = "2006", month = "June", URL = "http://www.nber.org/papers/w12340", }