@inbook{NBERc9881,
 Crossref = "NBERcutl06-1",
 title = "Adverse Selection in Retiree Prescription Drug Plans",
 author = "Dana P. Goldman and Geoffrey Joyce and Pinar Karaca-Mandic",
 BookTitle = "Frontiers in Health Policy Research, Volume 9",
 Publisher = "Berkeley Electronic Press",
 year = "2006",
 month = "January",
 URL = "http://www.nber.org/chapters/c9881",
}
@book{NBERcutl06-1,
 title = "Frontiers in Health Policy Research, Volume 9",
 author = "David Cutler and Alan Garber",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "Berkeley Electronic Press",
 year = "2006",
 URL = "http://www.nber.org/books/cutl06-1",
}