@inbook{NBERc9863,
 Crossref = "NBERcutl03-1",
 title = "Employee Costs and the Decline in Health Insurance Coverage",
 author = "David M. Cutler",
 BookTitle = "Frontiers in Health Policy Research, Volume 6",
 Publisher = "MIT Press",
 pages = "27-54",
 year = "2003",
 month = "January",
 URL = "http://www.nber.org/chapters/c9863",
}
@book{NBERcutl03-1,
 title = "Frontiers in Health Policy Research, Volume 6",
 author = "David M. Cutler and Alan M. Garber",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "MIT Press",
 year = "2003",
 URL = "http://www.nber.org/books/cutl03-1",
}