@inbook{NBERc8485,
 Crossref = "NBERito_00-1",
 title = "Deregulation, Profit, and Cost in Commercial Banking: The Case of Hong Kong",
 author = "Yum K. Kwan and Francis T. Lui",
 BookTitle = "Deregulation and Interdependence in the Asia-Pacific Region, NBER-EASE Volume 8",
 Publisher = "University of Chicago Press",
 pages = "305-325",
 year = "2000",
 month = "January",
 URL = "http://www.nber.org/chapters/c8485",
}
@book{NBERito_00-1,
 title = "Deregulation and Interdependence in the Asia-Pacific Region, NBER-EASE Volume 8",
 author = "Takatoshi Ito and Anne O. Krueger",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "University of Chicago Press",
 year = "2000",
 URL = "http://www.nber.org/books/ito_00-1",
}