@inbook{NBERc5008,
 Crossref = "NBERsaul40-1",
 title = "Operating Methods and Collection Experience",
 author = "Raymond J. Saulnier",
 BookTitle = "Industrial Banking Companies and Their Credit Practices",
 Publisher = "NBER",
 pages = "98-118",
 year = "1940",
 URL = "http://www.nber.org/chapters/c5008",
}
@book{NBERsaul40-1,
 title = "Industrial Banking Companies and Their Credit Practices",
 author = "Raymond J. Saulnier",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "NBER",
 year = "1940",
 URL = "http://www.nber.org/books/saul40-1",
}