@inbook{NBERc2129,
 Crossref = "NBERsaul49-1",
 title = "Concepts and Methods in Measuring Lending Costs",
 author = "Raymond J. Saulnier",
 BookTitle = "Costs and Returns on Farm Mortgage Lending by Life Insurance Companies, 1945-1947",
 Publisher = "NBER",
 pages = "5-14",
 year = "1949",
 URL = "http://www.nber.org/chapters/c2129",
}
@book{NBERsaul49-1,
 title = "Costs and Returns on Farm Mortgage Lending by Life Insurance Companies, 1945-1947",
 author = "Raymond J. Saulnier",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "NBER",
 year = "1949",
 URL = "http://www.nber.org/books/saul49-1",
}