@inbook{NBERc11003,
 Crossref = "NBERblan93-1",
 title = "U.S. Commercial Banking: Trends, Cycles, and Policy",
 author = "John H. Boyd and Mark Gertler",
 BookTitle = "NBER Macroeconomics Annual 1993, Volume 8",
 Publisher = "MIT Press",
 pages = "319-377",
 year = "1993",
 month = "January",
 URL = "http://www.nber.org/chapters/c11003",
}
@book{NBERblan93-1,
 title = "NBER Macroeconomics Annual 1993, Volume 8",
 author = "Olivier Blanchard and Stanley Fischer",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "MIT Press",
 year = "1993",
 URL = "http://www.nber.org/books/blan93-1",
}