@inbook{NBERc10341,
 Crossref = "NBERwise04-1",
 title = "For Better or for Worse: Default Effects and 401(k) Savings Behavior",
 author = "James J. Choi and David Laibson and Brigitte C. Madrian and Andrew Metrick",
 BookTitle = "Perspectives on the Economics of Aging",
 Publisher = "University of Chicago Press",
 pages = "81-126",
 year = "2004",
 month = "June",
 URL = "http://www.nber.org/chapters/c10341",
}
@book{NBERwise04-1,
 title = "Perspectives on the Economics of Aging",
 author = "David A. Wise",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "University of Chicago Press",
 year = "2004",
 URL = "http://www.nber.org/books/wise04-1",
}