Front matter, CONSUMER CREDIT FINANCE CHARGES. (p. -20 - 0) (bibliographic info) (download)

1. Summary of Findings. (p. 1 - 7) (bibliographic info) (download)

2. Methods of Computing and Quoting Finance Charges. (p. 8 - 38) (bibliographic info) (download)

3. Consumer Uses of Finance Charge Information. (p. 39 - 60) (bibliographic info) (download)

4. Procedures and Problems in Converting Existing Finance Charge Information to Comparable Forms . (p. 61 - 79) (bibliographic info) (download)

5. Consumer Knowledge of Finance Charges . (p. 80 - 91) (bibliographic info) (download)

6. Appendix A. Effects of Different Methods of Computing Finance Charges on Maturity Patterns of Finance Charges. (p. 92 - 101) (bibliographic info) (download)

7. Appendix B. Equivalent Effective Monthly and Annual Finance Rates Converted from Annual Add-On and Discount Rates for Selected Even Monthly Payment Contract Maturities . (p. 102 - 105) (bibliographic info) (download)

8. Appendix C. State Supervisors' Opinions on the Ability of: Financing Agencies to Convert Finance Charges to Effective Annual Rates . (p. 106 - 108) (bibliographic info) (download)

9. Appendix D. Prepayment, Refinancing, Extension, and Delinquency. (p. 109 - 125) (bibliographic info) (download)

10. Glossary. (p. 126 - 128) (bibliographic info) (download)