Front matter, acknowledgments, table of contents: David Durand (p. -12 - 0) (bibliographic info) (download)

Summary of Findings: David Durand (p. 1 - 8) (bibliographic info) (download)

1. Scope and Purpose of the Study: David Durand (p. 9 - 21) (bibliographic info) (download)

2. How Risks Can Be Studied: David Durand (p. 22 - 43) (bibliographic info) (download)

3. Findings of Risk Factor Studies: David Durand (p. 44 - 82) (bibliographic info) (download)

4. Credit-Rating Formulae: David Durand (p. 83 - 91) (bibliographic info) (download)

5. Appraisal of Results: David Durand (p. 92 - 101) (bibliographic info) (download)

Index: David Durand (p. 102 - 106) (bibliographic info) (download)