Rene M. StulzThe Ohio State UniversityFisher College of Business 806A Fisher Hall 2100 Neil Avenue Columbus, OH 43210-1144 Tel: 614/292-1970 Fax: 614/292-2359
E-Mail: |

National Bureau of Economic Research, 1050 Massachusetts Ave.,
Cambridge, MA 02138; 617-868-3900; email: info@nber.org









