NBER Working Papers by John Karl Scholz

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Working Papers

May 2011An Assessment of the Effectiveness of Anti-Poverty Programs in the United States
with Yonatan Ben-Shalom, Robert A. Moffitt: w17042

Published: An Ass ess m ent of th e Ef fe ct ivenes s of Ant i- Povert y Programs in t he Un it ed S ta te s. In Oxfor d Han dboo k of t he Econ om ic s of Povert y, ed. P. J ef fe rs on, Ox for d Uni versi ty Pre ss, 201 2 ( wit h Y. Be n- Shal om and J .K . Scho lz).

November 2009Trends in the Level and Distribution of Income Support
with Robert A. Moffitt: w15488

Published: Trends in the Level and Distribution of Income Support, Robert Moffitt, John Karl Scholz . in Tax Policy and the Economy, Volume 24, Brown. 2010

April 2009A New Test of Borrowing Constraints for Education
with Meta Brown, Ananth Seshadri: w14879

Published: Meta Brown & John Karl Scholz & Ananth Seshadri, 2012. "A New Test of Borrowing Constraints for Education," Review of Economic Studies, Oxford University Press, vol. 79(2), pages 511-538. citation courtesy of

January 2006Examining the Effect of the Earned Income Tax Credit on the Labor Market Participation of Families on Welfare
with V. Joseph Hotz: w11968
February 2004Are Americans Saving "Optimally" for Retirement?
with Ananth Seshadri, Surachai Khitatrakun: w10260

Published: Scholz, John Karl, Ananth Seshadri and Surachai Khitatrakun. "Are Americans Saving 'Optimally' For Retirement?," Journal of Political Economy, 2006, v114(4,Aug), 607-643. citation courtesy of

June 2001Do Estate and Gift Taxes Affect the Timing of Private Transfers?
with B. Douglas Bernheim, Robert J. Lemke: w8333

Published: Bernheim, B. Douglas, Robert J. Lemke and John Karl Scholz. "Do Estate And Gift Taxes Affect The Timing Of Private Transfers?," Journal of Public Economics, 2004, v88(12,Dec), 2617-2634. citation courtesy of

January 2001The Earned Income Tax Credit
with V. Joseph Hotz: w8078


September 1996The Effects of Tax-Based Saving Incentives On Saving and Wealth
with Eric M. Engen, William G. Gale: w5759

Published: Engen, Eric M., William G. Gale and John Karl Scholz. "The Illusory Effects Of Saving Incentives On Saving," Journal of Economic Perspectives, 1996, v10(4,Fall), 113-138.

July 1996Personal Bankruptcy and Credit Supply and Demand
with Reint Gropp, Michelle White: w5653

Published: Quarterly Journal of Economics (February 1997): 217-251. citation courtesy of

The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers
with Patrick J. Bayer, B. Douglas Bernheim: w5655

Published: Patrick J. Bayer & B. Douglas Bernheim & John Karl Scholz, 2009. "The Effects Of Financial Education In The Workplace: Evidence From A Survey Of Employers," Economic Inquiry, Western Economic Association International, vol. 47(4), pages 605-624, October. citation courtesy of

November 1992Private Saving and Public Policy
with B. Douglas Bernheim: w4215


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