NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Publications by Sumit Agarwal

Working Papers and Chapters

January 2009Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
with Paige M. Skiba, Jeremy Tobacman: w14659
February 2008Learning in the Credit Card Market
with John C. Driscoll, Xavier Gabaix, David Laibson: w13822
December 2007The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data
with Chunlin Liu, Nicholas S. Souleles: w13694
October 2007Optimal Mortgage Refinancing: A Closed Form Solution
with John C. Driscoll, David Laibson: w13487
June 2007The Age of Reason: Financial Decisions Over the Lifecycle
with John C. Driscoll, Xavier Gabaix, David Laibson: w13191

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