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NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Publications by Sean Lyons

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August 2011The Importance of the Meaning and Measurement of “Affordable” in the Affordable Care Act
with Richard V. Burkhauser, Kosali I. Simon: w17279
This paper focuses on the practical importance of a critical but under-explored interpretation of a provision in the Affordable Care Act (ACA): whether “affordable” refers to the cost of single coverage alone, or to family or single coverage as applicable to the worker, in determining the employer’s mandated coverage requirement and workers’ (and their dependents’) access to subsidized exchange coverage. Since the average annual total premium for family coverage is substantially higher than that for single coverage (on average $12,298 vs. $4,386 in 2008) this is a non-trivial distinction. Using data on workers from the Current Population Survey merged with estimates of employer and exchange policy premiums, we investigate the impact of the affordability decision on the fraction of worke...

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers only

 
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